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4.4/5
Our editorial rating rationale
- No annual fee — minimum credit limit $500
- 1% cash back on groceries, gas, transit & recurring bills
Student Card
Best for: Students seeking simple cash back
No Annual Fee
A no-fee student cash back card with real money rewards. Earn 1% on groceries, gas, transit, recurring bills and streaming. Redeem your cash back any time with no expiry — great for budget-conscious students.
Annual Fee
$0
APR
20.99%
Cash Back
0.5%
Welcome Bonus
Up to $2,000 cash back on spending
Reward Rates by Category
Groceries
1%
Gas
1%
Welcome Bonus
5% cash back on all purchases for the first 3 months (up to $2,000)
Key Features
No annual fee — minimum credit limit $500
1% cash back on groceries, gas, transit & recurring bills
0.5% cash back on all other purchases
0% balance transfer rate for first 6 months
Cash back never expires — redeem anytime via app