Your everyday account,without the fees.
From big-bank student plans to modern fintech alternatives and credit unions — we've reviewed every bank account worth considering as a student or young adult in Canada. 10 options, all in one place.
What matters most to you in a bank account?
What to consider when choosing the right bank account for your needs
Always look for a $0/month fee option — student or online accounts usually qualify.
e-Transfers are a daily necessity. Make sure yours are unlimited and free.
CDIC insurance protects up to $100,000 per depositor at member banks — stick to regulated institutions.
Pair your chequing account with a no-fee credit card to earn rewards on everyday spending.
Look for accounts that pay interest on your balance.
A strong mobile app saves you hours. Prioritize institutions with top-rated apps.
If you travel frequently, look for a no foreign transaction fee card to pair with your account.
Credit unions are member-owned and often offer better rates than big banks — don't overlook them.