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4.2/5
Our editorial rating rationale
- No annual fee
- 1% back in PC Optimum points on groceries & everywhere else
Best for: Earning PC Optimum points with no annual fee
No Annual Fee
A rewards credit card with no annual fee. Earn PC Optimum points on every purchase and redeem at Loblaw banner stores and Shoppers Drug Mart.
Annual Fee
$0
APR
21.99%
Cash Back
—
Welcome Bonus
50,000 points
Welcome Bonus
50,000 PC Optimum points
Key Features
No annual fee
1% back in PC Optimum points on groceries & everywhere else
2.5% back in points at Shoppers Drug Mart & Pharmaprix
1% back in points at Joe Fresh
3¢/litre back in points at Esso & Mobil stations
Redeem points instantly in-store or in-app
Purchase Assurance & Extended Warranty