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4.4/5
Our editorial rating rationale
- 4% cash back on restaurants & bars
- 1.5% cash back on gas & grocery & drugstore

Simplii Financial Cash Back Visa Card
4.4/5
Simplii Financial (CIBC)
Fact CheckedBest for: No-fee cash back on dining & restaurants
No Annual Fee
No annual fee card with 4% back on restaurant and bar purchases and 1.5% on gas, groceries, drugstore purchases, and pre-authorized payments.
Annual Fee
$0
APR
21.99%
Cash Back
0.5%
Welcome Bonus
Up to $100
Reward Rates by Category
Groceries
1.5%
Dining
4%
Gas
1.5%
Welcome Bonus
Up to $100 cash back for the first 3 months when you spend up to $500
Key Features
4% cash back on restaurants & bars
1.5% cash back on gas & grocery & drugstore
0.5% on all other purchases
No annual fee
