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4.3/5

Our editorial rating rationale

  • 2% cash back on gas & grocery
  • 1.25% cash back on everything else
American Express SimplyCash Card

American Express SimplyCash Card

4.3/5

American Express

Fact Checked
Best for: No-fee cash back on gas & groceries
No Annual Fee

on American Express's website

Earn 2% cash back on gas & grocery with this no-annual fee Amex card

Annual Fee

$0

APR

21.99%

Cash Back

1.25%

Welcome Bonus

up to $100

Reward Rates by Category

Groceries

2%

Dining

1.25%

Gas

2%

Welcome Bonus

Bonus 5% cash back on all purchases in your first 3 months

Key Features

2% cash back on gas & grocery
1.25% cash back on everything else
Some travel insurance included

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